A few things that prevent us from getting our emergency fund complete as quickly as I’d like:
1. A totaled 1999 VW Passat with transmission issues. Money has been going into the new car fund instead of the emergency fund. We’re looking for a reliable, used, four-door hatchback. The Passat still runs, so we’re not in a hurry, but the more we save for the car, the better car we can get. And that slows down the emergency fund.
2. A 2001 Frigidaire washing machine with a broken doomafloppy. I don’t remember what the part was, but the machine made a terrible knocking noise on the spin cycle. We had a repairman come out ($75) and he told us that yes, it could be fixed, but that to fix it would cost more than a new washer. So, we spent around $800 for a new washer and installation.
3. Christmas. We like to give gifts, so some money that would have ordinarily gone into the emergency fund has gone into the gifts category for the last couple of months.
I’m not loving the delays. But we’ll get there eventually, right?